The Urban Credit Store

The Urban Credit Store

Simply the best, put the ACS to the test!

Consumer CS, the parent company of the Urban Credit Store, was founded in 2006 by Albert Carr.

The Urban Credit Store was established to empower consumers in the finance and credit marketplace through education and the application of sound principles.  

The Urban Credit Store's goal is to empower the consumer with financial literacy to level the credit playing field.  We educate our clients on common consumer affairs in relation to money, credit, finance, interpreting credit bureau reports and boosting credit scores.  

At the Urban Credit Store, financial coaches are dedicated to debunking the myth of "credit repair" in order to expand the consumer's knowledge of "credit restoration".  We specialize in reconciling debt, while offering consumer counseling to optimize credit leverage with financial institutions.

Albert Carr is a finance and credit coach who specializes in consumer credit services.  He started Consumer CS more than 25 years ago to promote financial literacy and consumer empowerment.  He is a frequent seminar speaker on consumer credit services and facilitates credit workshops.    

                              - Vision Statement -

To empower individual by design, to increasing the degree of autonomy and self-determination in people and in the communities. With the purpose of enabling them to represent their interest in a responsible and self-determined way. Our model’s designed around empowerment by building stronger and more confident individual for controlling one’s own life. Empowerment as action refers to both the process of self-empowerment and professional support of people, which enables them to overcome their sense of powerlessness and lack of influence and to recognize and use their resources to do work with power.